Services & Fees

The Pillars of the Plan

Strongside will personalize a system to simplify your income and expenses, track your assets and liabilities and develop a disciplined debt repayment strategy for your household.

Strongside develops custom portfolio models through evidence based investing. We feature investment income & growth strategies as well as capital preservation strategies that are catered to your household.

Strongside will right-size your emergency fund and review if risk mitigation tools such as life, disability, health, long-term care, or homeowners insurance are an appropriate fit for your family. Strongside recognizes the extreme predatory nature of whole life insurance policies and works diligently to avoid incorporating them into financial plans.

Strongside will reveal forward-looking, tax-efficient opportunities that are within your financial ecosystem. Whether you are an employee or a business owner we will deploy necessary strategies to provide tax-efficient opportunities. Some of our favorites are Roth conversion strategies, tax lost harvesting, and taxable income control. We use a variety of investment vehicles to ensure tax efficient distributions and income control.

Strongside will help you understand the true benefits of your employment beyond compensation. We are able to review your benefits package in its entirety and assist in the selection of benefits. This includes qualified retirement plans, deferred compensation packages, and group insurance options.

Strongside will calculate and plan for education costs, college savings opportunities, 529 planning approaches, financial aid, and student loan repayment options. Whether it is for you, your child, your grandchild or a nice or nephew there is strategy that can be deployed.

Estate planning must be done intentionally in order to protect your family now and direct your assets later by reviewing account titling, beneficiary designations, last wills, trusts, guardians, and powers of attorney. Create a legacy plan that provides support for your family in the event of a catastrophe. Estate planning can get expensive fast, have us by your side before you lock yourself into a trust that must be amended yearly at a significant cost.

Strongside will develop a personalized strategic order of tax-efficient accumulation of assets and distribution of assets that achieve financial independence and create clarity before the age of 60. Understand the roles of government programs such as Social Security, Medicare, and Medicaid to protect your lifetime accumulation of assets.

Strongside will develop a plan to strategically distribute plan assets to mitigate unwanted tax burdens and ensure you retain as much of your retirement assets as possible throughout your lifetime.

If you are charitably inclined, Strongside can assist in tax-efficient gifting to loved ones as well as organizations. Did you know that RMDs can be satisfied through charitable gifts to organizations?

The Strongside Fee Structure

Zoomer Plan

This is designed to be a one-time financial review. It is not a comprehensive financial plan, but rather a high-level investment plan. No ongoing fees, AUM fees, commissions, etc. One easy fee.

Services Include:

-Complimentary Intro Call

-90-minute phone consultation

-Basic Debt Payoff Strategies

-Cash Flow Planning

-Strategic Planning of Investment Vehicles

-Basic Tax Reduction Strategies

-Easy to Follow Investment Strategy

-Retirement Projections

-Written Investment Plan

-Snapshot of OUR Proprietary Investment Models

Additional Considerations:

-One-Time Fee, No Additional Support

-If additional support is needed, billed at $300/hour

-$1,400 Fee, No Additional Charges

Accumulation Plan

Designed for young professionals, singles, and couples that want to fast-track the accumulation process with comprehensive early-stage planning.

Services Include:

-Cash Flow Planning

-Investment Management

-Insurance Double Check

-Connections to Mortgage Lenders

-Retirement Planning

-Basics of Estate Planning

-Employee Benefits Review

-Consulting on 401K & Other Retirement Assets

-Access to Financial Planning Software

-Access to Morningstar Portfolio Tools

-Debt/Credit Planning

-Education Planning

-Tax Reduction Strategies

Additional Considerations:

Annual Review, Unlimited Support (Text/Email/Phone)

-$750 Initial Planning Fee

-Ongoing $275/month

+.50% AUM (Up to first $1M of assets)

Builder Plan

Designed for high earning families with more complex financial planning needs.

Includes services listed in the Accumulation Plan but includes

Additional Services:

-Real Estate Analysis

-Equity & Incentive Compensation

-Small-Business Review

-Estate Planning Meeting & Set-Up/Review

-Early Retirement Strategies

-Roth Conversion Strategies

-Retirement Distribution Planning

-Backdoor Roth Strategies

-Exploring RMDs

-Charitable Giving

-Social Security Strategies

Additional Considerations:

-Semi-Annual Reviews, Unlimited Support (Text/Email/Phone)

-$750 Initial Planning Fee

-Ongoing $375/month

+.50% AUM (Up to first $1M of assets)

AUM Fees Scale Down:

-$0-$1M .50% AUM

-$1M-$5M .45% AUM

-$10M+ AUM fee negotiable

Our Final Fee Model – Hourly Plan

Strongside also has the option to provide financial advice at an hourly rate of $300. This is used for advanced consultations and one-off ancillary projects. Some examples of hourly projects we have completed are estate planning consultations to organize your thoughts before heading to an estate attorney, Cash Flow and Budget review/implementation, 529 plan set-up, and insurance and risk consultations to make sure your family is protected. Often these one-off projects lead to long-term relationships with the families we educate. As always, our fees are negotiable.

As an independent, fee-only, fiduciary firm Strongside believes firmly in fee transparency. We will only charge for the value that we provide to you and your family. Our fee is derived from the assets we protect and grow, the planning we provide, and the fiduciary advice that we give to your household. We list our fees before our services because we want you to know exactly what to expect.

We are never compensated for advising you to purchase a particular mutual fund, ETF, stock, or any other investment product. We are also never be compensated for selling any particular insurance product, Strongside does not sell any products at all and believe it would be in the best interest for everyone if all advisors acted in this same capacity.

Why Did WE Choose The “Monthly Subscription” Model?

Strongside firmly believes that running our business in the most ethical manner possible will accelerate our growth for long-term success. We will always be invested in our clients success and financial independence.

As an independent, fee-only, fiduciary firm Strongside believes firmly in fee transparency. We will only charge for the value that we provide to you and your family. Our fee is derived from the assets we protect and grow, the planning we provide, and the fiduciary advice that we give to your household. We list our fees before our services because we want you to know exactly what to expect.

We are never compensated for advising you to purchase a particular mutual fund, ETF, stock, or any other investment product. We are also never be compensated for selling any particular insurance product, Strongside does not sell any products at all and believe it would be in the best interest for everyone if all advisors acted in this same capacity.

Strongside firmly believes that running our business in the most ethical manner possible will accelerate our growth for long-term success. We will always be invested in our clients success and financial independence.

Still have questions? Here are the Next Steps

1) Schedule your free Consultation with us

2) We go over briefly your situation and see if a working relationship makes sense

3) Take some time to discuss it with your family